Your Credit Report and Credit Score
Your Credit Report and Credit Score
When you applied for your first credit card (probably back in high school or college), your name and a lot of personal information got zapped into a computer, and your personal credit report began. Since then, every time you applied for another credit card or a store card, took a vacation loan from your bank or credit union, or applied for a car loan, information was added to your credit report as well as to what is known as a credit score.